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DebtPlan.me

Terms of Service

Last updated: May 5, 2026

These Terms of Service describe the rules for using DebtPlan.me's educational payoff planning tools.

Educational use disclaimer

DebtPlan.me provides payoff planning tools and insights, not financial, legal, tax, debt settlement, credit repair, or investment advice. Results are estimates and may vary.

Accuracy disclaimer

Projections depend on the information you provide, including debt balances, APRs, minimum payments, income, expenses, available cash, and extra payment assumptions. APRs, fees, required payments, balances, income, and expenses may change. Estimates are not guarantees.

User responsibility

By using DebtPlan.me, you are responsible for:

  • Providing accurate and current information.
  • Reviewing recommendations and plan details before acting.
  • Making final financial decisions independently.
  • Confirming payment amounts, due dates, balances, and APRs with your lenders.

Payment terms

DebtPlan.me may offer Standard and Advanced plans. Paid plans are accessed through secure token links after checkout and validation. Plan access may expire after the configured access period. Refund and support handling will be provided through the Contact Us form.

No guarantee

Your results may vary. Payoff timing, interest paid, affordability, and savings may change if your inputs, payment behavior, lender terms, fees, or account balances change.

AI usage disclosure

AI may assist in summarizing findings, explaining the plan, creating preview wording, or reviewing the calculated outputs. The payoff calculations remain the primary source, and AI does not change payoff math, first debt selection, payment amounts, savings, or timelines.

Limitation of liability

To the maximum extent permitted by law, DebtPlan.me and its operators are not liable for indirect, incidental, consequential, special, or punitive damages, or for financial outcomes resulting from your use of the service. Your sole remedy for dissatisfaction with the service is to stop using it or contact DebtPlan.me through the Contact Us form.

Contact and support

For questions about these terms or your plan, please use our Contact Us form. Open Contact Us.